Upload or scan a receipt, assign every item to the right people, settle balances, and keep the whole group's spending history in one place.
Upload a photo from your camera roll or scan it fresh. IOU keeps the receipt, tax, tip, and final total in one flow, so the split starts from the bill instead of someone's memory.
Assign dishes to one person, a few people, or everyone at the table. IOU keeps the split connected to what the group actually ordered instead of flattening everything into one average.
Four ways to split — equal, exact dollar amounts, percentages, or adjusted — so the split always matches the real situation, not just the lazy default.
Create a group for a trip, a house, a recurring dinner crew, or whatever keeps bringing the same people back together. Add friends or send an invite link, and every expense stays attached to the running balance.
After the tab is split, IOU keeps the group's spending history alive — monthly trends, biggest expenses, and who fronted the most.
Monthly bar charts show when the group was most active and how spending changes over time.
Rankings show who fronted the most for the group — no arguments, just the data.
The largest charges stay visible so the group's memory doesn't depend on scrolling through old receipts.
Download IOU and keep your next shared expense, balance, and settle-up flow in one place. Free on the App Store.
IOU